> For the complete documentation index, see [llms.txt](https://docs.holoclear.xyz/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.holoclear.xyz/using-the-dapp/how-to-deposit-usdholo-to-earn-interest.md).
# How to Deposit $HOLO to Earn Interest
**DEPOSITING**
HOLOCLEAR offers holders the opportunity to earn interest on their $HOLO just as you would in a bank account. Interest is paid in a second token called HOLOYIELD, which can then be exchanged 1:1 for $HOLO. To earn interest you need to deposit your $HOLO into an account on the HOLOCLEAR dAPP. The steps to do this are:
1. Make sure your wallet is connected
2. Ensure you have $HOLO in your wallet
* Refer to '[How to buy $HOLO](/using-the-dapp/how-to-buy-usdholo.md)' if you are unsure how to do this
3. Choose the amount of $HOLO you would like to stake and earn interest
4. Click 'DEPOSIT TO $HOLOYIELD'
* This then exchanges your $HOLO to $HOLOYIELD so you can begin earning interest
5. The total deposited will now appear in 'total deposited balance'
* This will show you the total amount in your account, next interest payment and weekly return on investment
* APY will adjust dynamically in line with market forces and treasury performance
6. Leave your $HOLOYIELD and earn income passively for as long as it is deposited
7. While you hold a deposit account you will also be automatically entered into the [HOLOPOOL](/holoclear/holopool-rewards.md) prize draw each week
**WITHDRAWING**
Should you want to withdraw your deposited $HOLOYIELD you can do this at any time. To do this simply follow these steps:
1. Select 'WITHDRAW'
2. Choose amount of $HOLOYIELD to withdraw
3. Click 'WITHDRAW $HOLOYIELD'
4. There will then be a 24 hour 'cooldown' period (with subsequent withdrawals from the same wallet submitted within this period resetting the 24 hour cooldown for the total amount)
5. After this you can 'claim' your $HOLO (with interest) from the dapp
6. Once claimed the $HOLO will appear in your wallet
---
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