# How to Deposit $HOLO to Earn Interest

**DEPOSITING** 

HOLOCLEAR offers holders the opportunity to earn interest on their $HOLO just as you would in a bank account. Interest is paid in a second token called HOLOYIELD, which can then be exchanged 1:1 for $HOLO. To earn interest you need to deposit your $HOLO into an account on the HOLOCLEAR dAPP. The steps to do this are:

1. Make sure your wallet is connected 
2. Ensure you have $HOLO in your wallet 
   * Refer to '[How to buy $HOLO](/using-the-dapp/how-to-buy-usdholo.md)' if you are unsure how to do this
3. Choose the amount of $HOLO you would like to stake and earn interest
4. Click 'DEPOSIT TO $HOLOYIELD'
   * This then exchanges your $HOLO to $HOLOYIELD so you can begin earning interest 
5. The total deposited will now appear in 'total deposited balance' 
   * This will show you the total amount in your account, next interest payment and weekly return on investment 
   * APY will adjust dynamically in line with market forces and treasury performance
6. Leave your $HOLOYIELD and earn income passively for as long as it is deposited 
7. While you hold a deposit account you will also be automatically entered into the [HOLOPOOL](/holoclear/holopool-rewards.md) prize draw each week 

<figure><img src="/files/AmnyWvGqmvINUrMnctqH" alt=""><figcaption></figcaption></figure>

**WITHDRAWING**&#x20;

Should you want to withdraw your deposited $HOLOYIELD you can do this at any time. To do this simply follow these steps:

1. Select 'WITHDRAW'&#x20;
2. Choose amount of $HOLOYIELD to withdraw&#x20;
3. Click 'WITHDRAW $HOLOYIELD'&#x20;
4. There will then be a 24 hour 'cooldown' period (with subsequent withdrawals from the same wallet submitted within this period resetting the 24 hour cooldown for the total amount)
5. After this you can 'claim' your $HOLO (with interest) from the dapp
6. Once claimed the $HOLO will appear in your wallet


---

# Agent Instructions: Querying This Documentation

If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question.

Perform an HTTP GET request on the current page URL with the `ask` query parameter:

```
GET https://docs.holoclear.xyz/using-the-dapp/how-to-deposit-usdholo-to-earn-interest.md?ask=<question>
```

The question should be specific, self-contained, and written in natural language.
The response will contain a direct answer to the question and relevant excerpts and sources from the documentation.

Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.